LIFE SEGMENT INDICATORS BY COUNTRY

Life segment indicators by country

(€ million)Gross written premiumsNet cash flowsAPE
31/12/201531/12/201431/12/201531/12/201431/12/2015 31/12/2014 
Italy 19,400 17,393 7,646 5,699 2,322 2,492
France 8,787 8,438 1,147 615 944 817
Germany 14,146 13,675 2,997 2,958 826 862
Central and Eastern Europe 1,603 1,487 589 425 165 148
EMEA 6,512 6,919 1,444 2,703 645 684
  Spain 958 984 -114 -174 121 119
  Austria 1,224 1,294 -106 289 102 102
  Switzerland 1,236 1,127 553 595 68 58
  Other EMEA 3,094 3,513 1,111 1,993 354 405
Americas 312 254 142 118 23 17
Asia 1,895 1,049 926 197 285 142
International Operations 642 598 31 32 0 0
Total 53,297 49,813 14,920 12,747 5,210 5,163

Life segment premiums by line of business by country

(€ million)Savings and PensionProtectionUnit/index linked Total
31/12/201531/12/201431/12/201531/12/201431/12/201531/12/201431/12/2015 31/12/2014 
Italy 15,895 14,467 230 224 3,274 2,703 19,400 17,393
France 4,769 5,021 1,629 1,566 1,928 1,437 8,326 8,024
Germany 5,407 5,858 4,782 4,195 3,957 3,623 14,146 13,675
Central and Eastern Europe 746 767 312 247 545 473 1,603 1,487
EMEA 2,168 2,267 908 848 3,424 3,780 6,500 6,894
  Spain 741 780 200 186 17 17 958 984
  Austria 646 749 326 284 245 242 1,218 1,275
  Switzerland 301 253 150 134 784 740 1,236 1,127
  Other EMEA 479 484 231 243 2,378 2,781 3,089 3,508
Americas 31 30 279 222 0 0 310 252
Asia 1,407 708 339 227 150 114 1,895 1,049
International Operations 82 73 32 24 0 0 114 97
Total direct written premiums 30,504 29,190 8,512 7,553 13,278 12,128 52,294 48,871

Life segment NBV and operating result by country

(€ million)NBV  Operating Result
31/12/2015  31/12/2014 31/12/2015  31/12/2014
Italy 589 641 1,207 1,346
France 62 89 567 560
Germany 191 265 439 376
Central and Eastern Europe 39 49 228 144
EMEA 174 177 379 470
  Spain 79 66 123 121
  Austria 10 17 66 68
  Switzerland 16 29 164 135
  Other EMEA 69 65 26 145
Americas 0 0 50 4
Asia 42 19 95 49
International Operations 0 0 1 30
Total 1,097 1,239 2,965 2,978